Job Title: Credit Officer
Type: FULL TIME
Industry: Consulting
Category: Accounting & Finance

Company: Aldelia
Website: https://www.aldelia.com/

Deadline: Saturday, May 04, 2024
Duty Station: Within Uganda, Uganda, East Africa

Summary:
Date Posted: Wednesday, May 01, 2024
Base Salary: Not Disclosed

JOB DETAILS:

Job Summary:
The Credit Officer plays a pivotal role in evaluating the creditworthiness of potential customers, managing credit risk, and nurturing positive relationships with existing clients. They are instrumental in safeguarding the financial well-being of the organization through prudent credit extension and debt management decisions.

KEY DELIVERABLES:

• Credit Risk Assessment
• Credit Portfolio Management
• Customer Credit Analysis & Monitoring
• Compliance & Reporting

KEY RESPONSIBILITIES:

• Assess the creditworthiness of potential customers by meticulously analyzing financial data, credit reports, and other pertinent information.
• Determine suitable credit limits, terms, and conditions in line with risk assessment outcomes and company policies.
• Monitor and oversee the credit portfolio to mitigate risk exposure and optimize profitability.
• Review and sanction credit applications, ensuring compliance with established credit policies and procedures.
• Conduct periodic evaluations of existing customers’ creditworthiness and payment behaviors.
• Initiate collection measures for overdue accounts, collaborating with collection officers for debt resolution.
• Work closely with sales and customer service teams to address credit-related concerns and facilitate business expansion.
• Compile and present credit-related reports and recommendations to management.
• Stay abreast of industry dynamics, regulatory reforms, and credit management best practices.
• Ensure adherence to applicable laws, regulations, and internal protocols governing credit operations.

Experience & Knowledge required (to do the job):

• Bachelor’s degree in Finance, Accounting, Business Administration, or a related discipline.
• Demonstrable experience in credit analysis, risk management, or a comparable role.
• Profound understanding of financial statements, credit scoring methodologies, and risk evaluation techniques.
• Exceptional analytical, decision-making, and problem-solving proficiencies.
• Proficiency in Microsoft Office tools and credit management software.
• Excellent communication skills to foster relationships with internal and external stakeholders.

Competencies:

• Meticulous attention to detail and accuracy in data analysis and interpretation.
• Strong organizational abilities and adeptness in time management.
• Capability to operate autonomously and collaboratively in a dynamic setting.
• Customer-centric mindset with a dedication to delivering outstanding service.
• Ethical and principled approach to credit management practices.

Job Experience: No Requirements
Work Hours: 8

Level of Education: Bachelor’s Degree

Job application procedure:
Interested and qualified candidates:

Apply Here: